Closing Associate I (23016)

JOB DESCRIPTION

Summary/Objective

The closing associate position prepares real estate loans to ensure they are closed in conformance with underwriting guidelines, prepares loans for booking and settlement, and tracks and clears post close file exceptions.

Essential Functions May Include

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

- Review loan files for data integrity.

- Order payoffs and insurance, as applicable.

- Prepare all closing disclosures in compliance with TRID.

- Reconciliation of all closing disclosures with the title company and/or lender.

- Prepare closing documents in compliance with MMS’s policies and procedures.

- Communicate and coordinate the closing appointment as a team member, along with the lender, realtors, borrower, title companies, and other vendors.

- Review all mortgage loans for compliance with internal QC policy.

- Track and clear all post-closing file exceptions, as applicable.

- Provide exceptional customer service to both internal and external customers.

- Familiarize yourself with FNMA and FMAC guidelines.

- Performs other projects and duties as assigned.

Competencies

- Ensure maintenance of confidentiality and compliance regulations.

- Maintain a professional, friendly and helpful relationship with all staff and members.

- Performs all essential job functions and responsibilities in a timely and professional manner.

- Observes all MMS guidelines and policies.