Secondary Market Analyst

At AD Mortgage, we’ve been helping clients achieve their homeownership dreams for over 20 years — and we couldn’t do it without our team.

With more than 400 passionate professionals (and growing!), we’ve built a culture rooted in collaboration, continuous growth, and shared success.

Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.

Your future starts here. Let’s grow together.

Overall Responsibilities:

We are seeking a highly analytical and detail-oriented Secondary Market Analyst to join our capital markets team. This role is crucial for managing market execution to maximize profitability and mitigate risk.. The ideal candidate will be a fast-learner who can work independently and add value beyond daily tasks. You will work closely with our production, capital markets, and executive teams.

Key Responsibilities:

Loan Pricing and Execution:

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Monitor and analyze real-time market data, including Fannie Mae, Freddie Mac, Ginnie Mae, and private investor pricing, to determine optimal loan pricing and product offerings.

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Execute daily best-efforts and mandatory loan sales, pooling, and securitization activities.

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Manage and monitor loan commitments, ensuring accurate pair-offs and timely delivery to investors.

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Perform daily hedge reconciliations and ensure proper risk management strategies are in place.

Risk and Pipeline Management:

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Analyze the loan pipeline for interest rate risk and credit risk exposures.

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Track and report on fallout and pull-through rates, identifying trends and potential areas for improvement.

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Model and forecast loan production and settlement activity to assist with liquidity planning.

Reporting and Analysis:

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Generate daily, weekly, and monthly reports on secondary market activities, including gain-on-sale, profitability analysis, and loan sale performance.

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Develop and maintain financial models to evaluate pricing strategies, product profitability, and new business initiatives.

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Present findings and recommendations to senior management on market conditions, investor trends, and execution strategies.

Investor Relations and Compliance:

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Maintain strong working relationships with investors, servicers, and secondary market partners.

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Ensure compliance with all agency and investor guidelines, policies, and procedures related to loan sales and securitization.