Senior Group Product Manager - Financial Services

Are you ready to own one of the most strategically critical product domains in a fast-growing European Fintech? Do you thrive where product and business are deeply intertwined — where your north star is revenue, not just feature delivery? Are you the kind of leader who can coach PMs, drive a monetization strategy, and build a credit product from scratch — at the same time? Then keep reading. This might be your next chapter. Our vision We aim to become the most beloved financial Operating System of French SMEs and Accounting Firms — and soon, European ones. We help entrepreneurs rid themselves of time-consuming accounting and finance tasks, while giving them the financial insights they need to make better decisions for their business. About us Pennylane is one of the fastest-growing Fintechs in 🇫🇷 — and soon across Europe. In 5 years of existence, we've managed to: 💻 Build a groundbreaking accounting and financial platform used by SMEs and their accountants 💰 Raise a total of €225M — including from Sequoia, the Silicon Valley fund behind Google, Airbnb, Stripe and Paypal 👨‍👩‍👧‍👦 Grow from 7 co-founders to 850+ happy Pennylaners, recognized as one of the best places to work in France (4.6/5 on Glassdoor) 🌍 Build a 25+ nationality team, with 30% of employees working remotely across Europe 🚀 Earn the trust of 700,000+ SMEs and 4,500+ accounting firms in France Role Context You are joining the Financial Services track and reporting to its General Manager as a Senior Group Product Manager. The goal of this track is to build a payment and credit offering natively integrated into Pennylane's management tool, to strengthen the value of its product suite for European SMEs. You will take ownership of a Monetisation product group in the scale phase, structured around two verticals: Payment Acceptance (scaling the impact of already launched products) and Credit (building a short-term credit offering). The ambition is threefold: accelerate the monetisation strategy, complete the product offering, and create a customer experience that moves Pennylane closer to the status of a primary account. In this regard, you play a critical role in the organisation, with the objective of doubling the contribution of financial services to Pennylane's revenue and building a credit offering from scratch to make it a genuine growth driver. You manage 3 Product Managers covering three squads: Cash-in (direct debits, payment links, incoming transfers, cheques), Payment terminals (Adyen partnership, payment terminals) and Credit (cash advance, scoring, credit infrastructure supporting ongoing regulatory applications). Key Responsibilities - Product Strategy - Own the product vision and execution strategy for the Monetisation group, in alignment with short- and medium-term business objectives, with coherent cross-squad prioritisation (trade-offs, dependencies, sequencing, capacity). - Co-build with Strategy & Ops and Marketing teams a coherent acquisition and go-to-market strategy (positioning, activation, growth loops), particularly on the payment acceptance side. - Management Manage, coach and develop 3 PMs, by structuring rituals, raising the bar, and improving the quality of product decisions. You will work with a mix of new PMs and senior PMs at Pennylane, with multiple management and growth challenges. - Stakeholders - Work in close collaboration with Data on scoring (direct debits, credit) and impact measurement (adoption, activation, revenue, risk), and anticipate data staffing needs within your scope. - Build an effective relationship between Product and Ops/Risk/Compliance around the regulatory challenges that affect your scope. - Manage relationships with our strategic partners: Defacto on credit, Adyen on payment terminals. - Impact - Accelerate the adoption and penetration of payment acceptance products (Cash-in + Payment terminals), maximising impact on revenue and usage. - Build the short-term Credit offering (cash advance): scoping, discovery, launch, iterations, and scale-up. Part of your mission will also be to support the construction of our credit stack, which will enable us to operate the licences currently being applied for. - Your North Star is revenue, driven by the activation of your features and their penetration, with the ambition of making it a major monetisation lever for Pennylane. Your success criteria at twelve months are as follows: - Acceleration of the primary account rate in our customer base through adoption of our payment acceptance solutions - Significant contribution of credit to financial services revenue - Upskilling and consolidation of your team Desired Profile - Significant hybrid experience in Strategy and Product Management on products with strong business stakes, ideally in fintech, payments, lending, or transactional platform contexts. - Proven PM management experience (coaching, upskilling, team structuring). - Very strong data-driven mindset: metrics, instrumentation, experimentation, penetration optimisation. - Ability to co-build an acquisition/penetration strategy with cross-functional impact. - Ability to manage strategic partnerships and identify build/buy opportunities within your scope. - Ability to operate on infrastructure & operational topics (reliability, run, incidents, partner dependencies). - Excellent cross-functional alignment skills (Tech, Data, Marketing, Ops). - Pragmatic, results-oriented leadership, with a high bar on the business dimension. What do we do to make your work life easier? 🏢 Work remotely from anywhere in Europe, as long as your contract allows 📈 Company shares — because you're building something, you should own a piece of it 🏡 Home office budget + monthly coworking allowance ⛹️ Gymlib access: 8,000+ fitness spaces across Europe and 300+ wellness activities 🇬🇧 Busuu access to sharpen your English or French 💻 Latest Apple equipment 🎉 A vibrant social community: sports, Thursday rooftop drinks, twice-a-year company seminars (last one: French Alps 🏔️) And if you're based in France: 🏢 Our stunning Paris office — or full remote, your choice 🏝 10 extra days off (on top of the 25 standard) 🍜 Swile lunch credits, every day 🏥 Alan Blue — full health coverage for you and your family What does the recruitment process look like? - A first chat with our Talent Acquisition team (45 min) - A WHO interview with Maxime https://www.linkedin.com/in/leclercq-maxime/, your future manager (45 min) - A case study preparation then debrief with two members of our Product team (75 min) - A final round with Tancrède https://www.linkedin.com/in/tancr%C3%A8de-besnard-7b721033/ (CPO) or Arthur https://www.linkedin.com/in/arthur-waller-a793a611/ (CEO) + a Head of Product (60 min) - (Optional) An informal coffee with a future team member (post-offer) We move fast — expect the full process to take between 21 and 30 days. Who are we looking for? - Must-haves: -Language: full fluency / bilingual French speaker - Proven experience owning a multi-squad product scope (group PM, Head of Product, or equivalent) with measurable business outcomes - Strong data-driven growth mindset: you run experiments, instrument your products, and make decisions based on signal — not gut feel - Track record of coaching and growing PMs: you raise the bar, give direct feedback, and know when to delegate vs step in - Excellent cross-functional leadership — comfortable driving alignment across Engineering, Data, Marketing, Compliance, and Risk - A hybrid business/product profile: you speak revenue, pénétration, and ARPU as fluently as you speak discovery and roadmap - Comfortable operating in a fast-scaling, high-ambiguity environment where the context changes faster than the org chart - Nice-to-haves: - Experience in fintech, payments, lending, or transactional platforms - Familiarity with payment ecosystems (PSPs, acquiring, terminals — e.g. Adyen) - Experience with credit products, scoring models, or regulated financial products - B2B SaaS experience with c